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Current Products and Programs


 

MPCI Crop Insurance

  • Primary type crop insurance
  • Government subsidized and regulated
  • Offered through Great American, NAU, & ADM
  • Many are yield and revenue based - great to use with marketing
  • Available for corn, beans, wheat, and oats


 

Weather Insurance

  • Specific to weather conditions
  • Privately offered through Climate Corp.
  • No acreage/production reporting required, no adjusters - all terms are agreed upon up front
  • Ideal for those impacted severely by weather
  • Available for corn, beans, wheat, oats, hay,  events, and other weather conditions
 

Hail Insurance

  • Specific to hail on crops
  • Privately offered and regulated
  • Offered through Great American, NAU, & ADM
  • Products also cover wagon upset, fire damaging crop, vandalism to crop, bin explosion, and other perils not always covered in a MPCI policy
  • Available for corn, beans, wheat, and oats
 

Livestock Insurance

  • Specific to livestock producers
  • Government subsidized and regulated
  • Offered through Great American, NAU, & ADM
  • Protects in the event of a market decline (not death loss) or in the event of a lack of profit impacted by market decline or rising feed costs
  • Available for dairy, swine, fed cattle, feeder cattle, and lamb
  • Only available for private producers

 

Property/Casualty Insurance

  • For any person seeking property, liability, life, or health coverage
  • Privately offered and regulated
  • Offered in conjunction with Hecht-Murlin Insurance
  • Providers include: Grange, Auto Owners, Celina Group, Progressive, Allied, & AAA Insurance
  • Protection for Auto, Homeowner, Farmowner, Boat, Camper, Motorcycle, RV, Flood, Life, Health, Workman's Comp., and Long-term Disability